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Master your numbers
Make sound financial decisions through precise bookkeeping. Get a clear and up-to-date picture of a your company's financial health to assess cash flow, monitor expenses, and track revenue.
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Tax Confidence
Through proactive planning, meticulous compliance, and strategic advice, you can make informed decisions that minimize liabilities and optimize financial outcomes.
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Building Wealth
Identify opportunities for savings, optimize deductions, and ensure compliance to create a solid financial foundation. Make informed decisions that foster long-term wealth accumulation and financial prosperity.
It’s time to ditch THE overwhelm, Stress, ANXIETY & FRUSTRATION.
do any of these scenarios hit home?
Balancing my budget feels like a constant struggle each month.
Trying to understand my tax obligations confuse me.
I want to grow my business but I'm questioning whether I can afford certain expenses.
I'm strapped for time and can't dedicate it to managing my finances.
IF I KNOW YOU LIKE I THINK I DO
YOU WISH YOU COULD…
Have a clear picture of where money is coming and going.
Pay less in taxes while remaining compliant.
Pay yourself more, or maybe even start paying yourself if you are not already.
Have an expert to guide you and answer your questions.
Well, you’re in luck because I’m here to help!
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Bookkeeping services tailored for both businesses and individuals. Our offerings include cleanups and month-to-month bookkeeping. With our basic service package, you'll enjoy a seamless software setup, precise revenue and expense tracking, thorough reconciliations by verifying documents and detailed financial reporting. Customize your experience with our à la carte add-on services, ranging from liability and accounts receivable/payable management to accounting system implementation, payroll assistance, and contractor setup/pay facilitation.
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Tax services tailored to meet your needs! Whether you're an individual or a business owner, we've got you covered. Our offerings include federal and state/local tax preparation, where we meticulously identify tax credits and incentives to minimize your tax liabilities. Additionally, we offer tax review and analysis services to identify potential errors and tax savings. For business owners, we handle state sales tax filings, 1099 filings, and quarterly estimate taxes.
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Our wealth building services is an elevated combination of our bookkeeping and tax services. This goes beyond the basics to empower you with strategic financial planning and advisory. We create a comprehensive tax plan ensuring you make informed decisions to maximize your wealth accumulation. With our focus on education and training, we empower you with the knowledge and tools needed to navigate the intricacies of taxation confidently. Let us be your partner in building a solid foundation for lasting financial success.
what we offer.
looking for something specific?
view our detailed service menu here.
MEET YOUR advisor
aloha! I’M kiele carpio, ea
I’m a proud native of Hawai’i currently embracing nomadic living. While my journey didn't initially point towards numbers, accounting and tax services have become my passion over the past five years. I started at a public accounting firm, spent some time at high-end general contracting company, and even found myself in the world of Inuit. As the founder of Waiwai Financials, I started as a one-woman show, offering bookkeeping services to fellow business owners. Today, I've expanded to provide tax services, extended my services to individuals, and have been admitted to represent taxpayers before the IRS. When I'm not crunching numbers, you can find me traveling, enjoying the outdoors, or with my dogs. Join me on this exciting financial adventure, where expertise meets the spirit of aloha!
for clients
Secure client portal
We take the security of client data seriously, so we've transformed the concept of a client portal into a cutting-edge tool for document sharing. A secure place where you can share, view, and exchange vital financial documents. Trust us; your information is in safe, capable hands. Welcome to the future of hassle-free document handling.
Introducing
BOOKKEEPING AND TAX COMPANION
Designed for small business owners, freelancers, and side-hustlers, the 2026 Bookkeeping & Tax Companion is a simple, minimalist, accountant-designed system that helps you stay organized, stay compliant, and stay ahead — without needing to become a bookkeeper or tax expert.
Everything inside this planner exists because of real issues I’ve seen while working with hundreds of clients. It was created for my clients — and now, it’s here to support you to.
What’s Inside:
A full calendar of important federal tax deadlines Know exactly what’s due and when.
Monthly checklists + reflection pages Stay consistent, track what’s been completed, and keep notes for your accountant.
Quarterly checklists Document changes in your business, track estimated taxes, and stay compliant year-round.
Annual tax preparation checklist Confirm you’ve gathered everything needed for your 2026 filing.
Asset Log Record equipment, tools, and large purchases that may qualify for depreciation or deductions.
Cash Log, Mileage Log & Home Office Log Track the deductions most business owners miss.
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Each client's needs are unique, and therefore, pricing can vary depending on the specific services required and the complexity of the project. We provide personalized solutions tailored to your individual circumstances. If you're interested in receiving a direct quote for your specific needs, we encourage you to book a consultation with us.
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An enrolled agent (EA) is a tax professional admitted to represent taxpayer before the Internal Revenue Service (IRS). Hiring an enrolled agent ensures you have a knowledgeable and qualified advocate on your side for all your tax-related needs.
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YES! EAs have unlimited representation before the IRS, meaning they can represent taxpayers for any tax matter including audits, appeals, and collections.
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We are a virtual firm so we do not have a physical office that clients can come into. While majority of our clientele is located in Hawaii we do work with clients across the US. So far we have worked with clients in Arizona, Nevada, California, Oregon, Colorado, Texas, Washington, and Maine.
Still have some questions?
I’ve got you covered.
Ready to take action?
If you are a current client please book monthly reviews. If you are interested in becoming a client you can book a diagnostic consult. Not ready to become a client, but have questions? Book a power hour and we can deep dive into your most burning questions!